Award-winning finance broker · Australia-wide
I’m Becky Baker, founder of SPECK Finance and an award-winning mortgage broker based in Jimboomba. Our team helps clients across Brisbane, the Gold Coast and Australia make confident home loan and finance decisions with clear advice, honest communication and a strategy built around real life.
Industry recognised. Client focused. Always down to earth.
Meet Becky
I started SPECK Finance because people deserve more than a loan application. They deserve someone who listens, explains their options clearly and keeps fighting for the right outcome.
Since entering mortgage broking in 2019 and founding SPECK Finance in 2021, I’ve helped clients buy their first home, build, refinance, invest, grow businesses and fund the things that move life forward. My role is to turn a complicated process into a clear plan — and make sure you never feel left in the dark.
“There is a finance solution for everyone. Sometimes it just takes the right strategy — and someone willing to look at every angle.”
Ways we can help
One trusted team for first home buyer loans, construction finance, refinancing, investment property, business and asset lending.
Buying your first home, upgrading or starting again? We’ll help you understand your borrowing power, explore available first home buyer support, compare suitable lenders and move forward confidently.
Read our first home buyer guide →Support through land, contracts, valuations, lender conditions and progress payments — including complex and custom builds.
Explore construction finance →Review your interest rate, repayments and loan structure, including equity release, cash-out and debt consolidation options where suitable.
Review refinancing options →Thoughtful lending structures for first-time and experienced investors, with future flexibility front of mind.
Compare investment structures →Finance for commercial property, business growth, equipment and working capital — with the application positioned clearly.
Funding for vehicles, equipment and personal needs, with options compared across a broad lender panel.
Bridging, SMSF residential lending, equity release, guarantor loans, top-ups and reverse mortgages.
The SPECK difference
Plain-English guidance without confusing finance jargon.
Recommendations shaped around your goals, not a one-size-fits-all loan.
We stay across the details and keep you informed at every stage.
Our relationship does not end when your loan settles.
How it works
Whether you are buying, building, investing or refinancing, we keep the process organised and explain what happens next. You will know what we need from you, what the lender is assessing and where your application stands.
Tell Becky or Dee what you want to achieve, what is important to you and any concerns you have. There is no pressure, and no question is silly.
We review your income, expenses, deposit, debts and goals to calculate your borrowing power and identify anything that needs attention.
We compare suitable lenders, rates, fees and loan features, then explain the recommended structure and why it fits your plans.
Our team prepares and submits the application, coordinates documents and valuations, answers lender questions and keeps you updated through approval.
We help you reach settlement, explain the next steps and remain available for future questions, rate reviews, refinancing and your next finance goal.
Small team. Serious support.
Choose the broker you would like to speak with, backed by friendly loan support throughout the process.
Founder & Senior Finance Broker
Becky is the founder and Senior Finance Broker at SPECK Finance, bringing extensive lending knowledge, persistence and a genuinely personal approach to every client. Since entering mortgage broking in 2019 and establishing SPECK Finance in 2021, she has helped clients buy, build, refinance, invest and navigate lending scenarios that are not always straightforward. Becky is known for looking beyond the obvious, exploring every available angle and explaining complex finance in a way that makes sense. An award-winning broker, she remains grounded, approachable and committed to finding a strategy that fits each client’s real life, goals and future plans.
Mortgage Broker
Dee brings an approachable, practical style to every conversation. She takes the time to understand each client’s goals, explain suitable lending options clearly and help build a pathway that fits their circumstances. Working closely with Becky, Nicole, lenders and other professionals, Dee helps guide applications from the first discussion through to approval and settlement, with the wider SPECK Finance team supporting clients throughout the journey.
Client & Broker Liaison · Loan Support
Nicole is an integral part of SPECK Finance, bringing lending experience and formal mortgage broking qualifications to her role. She works closely with Becky, Dee, clients, lenders and other professionals, helping bring the right people and information together to keep each loan progressing. With practical insight gained through her lending experience, Nicole helps navigate scenarios, anticipate challenges and coordinate the next steps. Approachable and practical, she makes sure clients know what is happening and what comes next. Nicole is a big part of why our clients feel supported throughout the process, and she is always just a phone call or email away.
Ready when you are
No pressure and no silly questions — just an honest conversation with Becky or Dee about what is possible and what comes next.
