Property Loans
for Business Owners
and Working Couples

We understand your need for flexible and friendly,
time efficient financial solutions and work
with you to achieve your goals.

Our Services

  • Investment Property Loans

    If you’ve owned your home for a few years, there’s a good chance you’ve built up some reasonable equity, and this can be a valuable resource when it comes to property investment. We can help you to find out how much equity you have in your home, and how you might be able to use it to own an investment property sooner.

  • Refinancing

    Take advantage of a lower rate or better loan features that previously were not available to you. Get a free Home loan health check with us today and see what you could be saving and paying your home off sooner plus you could also take advantage of cashback offers from lenders of up to $4,000!

  • Owner Occupied Loans

    A number of different types of home loans are available. The one that is right for your needs will depend on your circumstances, but usually, most lenders offer several different types of home loans. Remember, the different types of home loans each have various features that appeal to different borrowers. The key is to have the type of home loan that is right for your circumstances, this is how we can help give you the guidance and options available to you.

  • Construction Loans

    A construction loan is a specialised loan that helps you meet the unique needs of ongoing payments throughout the construction process. The key difference between a construction loan and a regular home loan is that it allows you to draw down on the loan balance, whilst a traditional home loan is made available in one lump sum to the borrower. Not all lenders do this type of loan and fewer do in the higher LVR space – contact us today to find out more. * We can even help you with the FHO Grant, this could be used as part of your deposit *for eligible borrowers.

  • Car Loans and Personal Loans

    Did you know we can compare multiple lenders and obtain your personal interest rate offer without hitting your credit file! No obligation and no fee for service means that you can compare your options with one easy step! Fast approvals – Depending on the lender selected you could have access to the funds borrowed in under 24 hours!

About Us

Becky Baker founded SPECK Finance in September 2021.
With our extensive experience and qualifications in finance
and business and offers timely and full solutions for our clients.
We understands the needs of lenders and work with you to best
achieve your funding outcomes

Becky believes there is a finance solution for everyone and she will take the time to listen to your needs and find a product to match.

  • Graduate Certificate in Finance
  • Diploma of Finance and Mortgage
  • Certificate IV in Small Business
  • Certificate in Investment
  • Financial
  • Certificate IV in Investment

Why Choose Us?

  • Love Finance Passionate about finance - I actually love it
  • Finance Qualifications ++ From Degree in Finance to CFA Institute qualifications in Investment, along with Mortgage Broking and several other finance qualifications
  • Think Finance - Outside The Box we believe no one should get left out - we will work to find a solution or a plan for everyone
  • Friendly Take time to understand you and your needs. We are accommodating and enjoy a laugh
  • Flexible - I work from home happy to have evening and weekend appointments - we respond to all calls and email in a 2-4 Hour period

Accredited Banks

What Our Clients Say
  • Becky was absolutely amazing. She went above and beyond for us and worked so many late hours for us. We coudn’t of doneit without her. She answered all our questions with no complaints. Always smiling. Thnk you again Becky. We are now in our dream home!

    Amy Lloyd Client
  • Absolutely recommend Becky! She went above and beyond to help Mat and myself make our dreams come true! She is the light at the end of the tunnel. Thank you so much Becky!!

    Crystal Hester Client
  • Becky helped my kids get their first home. If you want A+ customer service ! would recommend Becky.

    Leigh-Anne Marie Baxter Client
  • If it wasn’t for Becky we wouldn’t be in our home. Becky has gone above and beyond and would highly recommend anyone to make an appointment

    Mathew Haynes Clients

We will take the time to understand your needs, the challenges you face and work together to find suitable options to fund your desired properties every time.